Mounaim Cortet

At INNOPAY, Mounaim Cortet is Strategy Director and global Lead for strategy and Open Finance consulting services. He is a seasoned strategist who is fascinated by the nexus of business strategy and the growing opportunities of regulation, data and technology. He works on strategic and innovation-related challenges in Open Finance and – more broadly – the digital transactions space.  His focus lies on helping financial services executives to develop new insights that enable them to (re-)define their business model and operational strategy in order to compete and collaborate in emerging digital ecosystems.  

Key areas of interest include Open Finance, Payments, Digital Identity, Decentralised Finance. 

Mounaim Cortet

Josje Fiolet

As a Senior Consultant at INNOPAY, Josje Fiolet specialises in innovation projects for digital payments and identity. She is fascinated by the interaction of people and technology, and passionate about helping our clients to shape innovation and collaborate on the challenges they face in the fast-changing and digitising world. Josje leads our Customer Onboarding practice, and focuses on combining regulatory requirements, customer preferences and organisational capabilities to enable effective digital onboarding which keeps our clients ahead of the competition. 

 

Josje Fiolet

Vincent Jansen

Vincent Jansen is a Partner at INNOPAY. He is a passionate collaborative innovator who has extensive experience in creating standards, schemes and trust frameworks for two-sided products in complex, multistakeholder environments. 

Beyond his work with clients, Vincent is a respected speaker and author on the topics of digital identities, data sharing and open business models. 

 

 

VINCENT JANSEN

Mariane ter Veen

Mariane ter Veen is Director Lead Data Sharing & Public Services at INNOPAY. She believes in a world where trusted data exchange is the key to unlocking new business models and reducing costs. She helps organisations to fully embrace the opportunities of the digital transactions era by adopting a more open outlook, collaborating across ecosystems and creating new value.

Mariane has a wealth of experience in the domain of data sharing, both in public/private partnerships as well as helping individual organisations, and recently spearheaded the development of the logistics data-sharing scheme iSHARE.

Mariane ter Veen

Douwe Lycklama

Douwe Lycklama is one of the thought leaders in the digital transactions ecosystem, shaping breakthrough business and market innovations, standards and schemes. He is founding partner at INNOPAY, an international consultancy firm for digital transactions with operations in Amsterdam and Frankfurt. Its head office is located in The Netherlands, where INNOPAY has the #1 market position.

INNOPAY’s team includes more than 40 experienced domain experts who regularly advise a wide range of global organizations. Douwe is co-author of Everything Transaction, the Dutch version of which was voted 'Management Book of the Year 2019'.

 

Douwe Lycklama