
Mounaim Cortet
At INNOPAY, Mounaim Cortet is Strategy Director and global Lead for strategy and Open Finance consulting services. He is a seasoned strategist who is fascinated by the nexus of business strategy and the growing opportunities of regulation, data and technology. He works on strategic and innovation-related challenges in Open Finance and – more broadly – the digital transactions space. His focus lies on helping financial services executives to develop new insights that enable them to (re-)define their business model and operational strategy in order to compete and collaborate in emerging digital ecosystems.
Key areas of interest include Open Finance, Payments, Digital Identity, Decentralised Finance.

Vincent Jansen
Vincent Jansen is a Partner at INNOPAY. He is a passionate collaborative innovator who has extensive experience in creating standards, schemes and trust frameworks for two-sided products in complex, multistakeholder environments.
Beyond his work with clients, Vincent is a respected speaker and author on the topics of digital identities, data sharing and open business models.

Mariane ter Veen
Mariane ter Veen is Director Lead Data Sharing & Public Services at INNOPAY. She believes in a world where trusted data exchange is the key to unlocking new business models and reducing costs. She helps organisations to fully embrace the opportunities of the digital transactions era by adopting a more open outlook, collaborating across ecosystems and creating new value.
Mariane has a wealth of experience in the domain of data sharing, both in public/private partnerships as well as helping individual organisations, and recently spearheaded the development of the logistics data-sharing scheme iSHARE.

Douwe Lycklama
Douwe Lycklama is one of the thought leaders in the digital transactions ecosystem, shaping breakthrough business and market innovations, standards and schemes. He is founding partner at INNOPAY, an international consultancy firm for digital transactions with operations in Amsterdam and Frankfurt. Its head office is located in The Netherlands, where INNOPAY has the #1 market position.
INNOPAY’s team includes more than 40 experienced domain experts who regularly advise a wide range of global organizations. Douwe is co-author of Everything Transaction, the Dutch version of which was voted 'Management Book of the Year 2019'.

Vince Jansen
Vince Jansen is the Director for INNOPAY and is responsible for the Technology practice. With over 20 years of experience in the design, development, and delivery of digital products and services, he is a senior digital architect. Vince's focus is on emerging trends in the tech industry, understanding their potential value, and how to exploit them. He closely follows industry developments and loves to get hands-on experience with new technology.
Vince's thought leadership on innovation allows him to create new concepts and fantastic customer experiences through technology innovation. He bridges business needs with technical capabilities by translating old ideas into new, innovative business models and strategies. Thanks to his broad knowledge and experience, he can quickly develop plans to integrate new ideas into existing architectures and direct teams in deploying them.
